Patrick O'Meara

Canadian lenders are cash flow lenders

Recently, a colleague came into my office somewhat frustrated that his application for a home equity line of credit had been declined.

Three rules aid investment decisions

At this time of year investors get overwhelmed with the choices they have regarding their retirement savings.

You are in control of your financial destiny

I have had a lot of people ask me whether it is better to take a low rate balance transfer offer from a credit card company or apply for a regular low rate card that usually carries an annual fee of $25 to $35 annually.