It's always a thrill to be able to help first time home owners find their first home. It always takes me back to when De and I found our first home.
We really didn't know what was happening or what we were doing, and really kind of shocked to know we COULD own a house.
That was 1996, in a market place that was more a buyers market than a sellers. Interest rates back then were 7.75% and we thought that was great because the car loan we had was around 10%.
Today buyers have the luxury of selection and low, low, low interest rates. With some rates at half of what they were when I started, the affordability factor is a driving factor for first time home owners today.